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Once you have made the difficult decision to file bankruptcy, your next step is to contact bankruptcy attorneys from Columbus and schedule an initial visit. The US Bankruptcy Code is complex and has recently undergone sweeping changes. You’ll need the expertise of an experienced team to help you navigate the challenges that will be required of you. In order to make your association with bankruptcy attorneys in Columbus even easier, you will want to gather and bring to your first visit some materials that will be needed to properly and correctly fill out and file your petition with the bankruptcy court.

Here are the materials you will need to bring:

· Most recent bills from every creditor. Do not leave any creditor out, no matter how noble leaving them out of this fray might make you feel. Trying to pay off debt on the side while you are in a bankruptcy plan is more challenging than it sounds.
· All correspondence from creditors, including threatening letters.
· Most recent credit card bills with most up to date balances possible.
· W-2s or other proof of wages, such as 1099s for the last three years.
· All correspondence with creditors, including threatening letters.
· Any written correspondence you have had with creditors
· Tax returns for the last three years.
· Bank statements for the last year.
· Most recent payment stubs for vehicle loans, student loans, etc.
· Any other bills from the previous year.
· Copies of your divorce decree, child support documents or any other court orders that demand payment
· Copies of any previous bankruptcy filings.
· Files from any previous lawyers.
· All insurance policies.
· Your mortgage documents and any documentation for second mortgages or line of credit or equity loans.
· Any promissory notes you have signed.
· Copies of your lease or rental agreement.
· Documentation relating to any investments or stock portfolio.
· All vehicle titles, including boats, RVs, etc.
· Cancelled checks for any other debt you can’t categorize.
· Any documentation relating to any one owing you money. This includes things like royalties, rent monies payable, residuals for intellectual properties, etc.
· Documentation relating to any lawsuits that have been served on you.
· Evidence of any agreements with the IRS for taxes in arrears.
· Information and balances in any student loans you might have. If you are in arrears on student loans, include any information that might effect your being able to discharge these debts including disabilities.
· Any documentation relating to how you got in this plight in the first place such as layoff notices, proof of disability, death certificate for a spouse, child or other family member that involved you financially.
· A list of your major assets and their present value.

Having all this information organized ahead of time will alleviate last minute scrambles through the filing cabinet and the boxes under the bed. Columbus bankruptcy attorneys can assist with more tips to make your visit successful.

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